Poweringglobaltreasuryefficiency
One platform opening access to institutional capital with newly legislated Working Capital Notes™
Next-level working capital tools
Our Working Capital Notes™ allow suppliers to unlock 100% of invoice value immediately, while giving buyers flexibility to maintain or extend payment terms.
Next-level working capital tools
Our Working Capital Notes™ allow suppliers to unlock 100% of invoice value immediately, while giving buyers flexibility to maintain or extend payment terms.
The smart choice for forward-thinking treasurers
We enable best-in-class cash conversion cycles, facilitating faster liquidity release and legal enforceability across jurisdictions.
The smart choice for forward-thinking treasurers
We enable best-in-class cash conversion cycles, facilitating faster liquidity release and legal enforceability across jurisdictions.
Trusted by global institutions across trade finance, treasury, and capital markets
Industry-Leading Cash Conversion Cycles
See how sector leaders optimize their working capital. Is your cash conversion cycle as good as your peers?
Retail
-28 days
Industrial Manufacturing
-37 days
Aerospace
-60 days
Consumer Goods
-7 days
Automotive
-35 days
Retail
-28 days
Industrial Manufacturing
-37 days
Aerospace
-60 days
Consumer Goods
-7 days
Automotive
-35 days
Flownote
by ETR Digital
One platform to issue, manage, and distribute Working Capital Notes™
Issue
Instantly create digital negotiable instruments with full legal enforceability.
Manage
Track, audit, and administer notes through a single streamlined interface.
Distribute
Transfer Working Capital Notes™ between stakeholders, facilitating access to capital.
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