ETR Digital Named Among Datos Insights' "Emerging Fintech Five"

Datos Insights has named ETR Digital among its "Emerging Fintech Five" in the Commercial Banking & Payments Fintech Spotlight, Q2 2026, recognising the business as one of a small group of specialist vendors that solve distinct operational gaps in commercial banking. 

This recognition places ETR Digital in a select group of fintechs that are reshaping how banks and treasury teams approach long-standing operational challenges, from deposit automation to issuer processing. For ETR Digital, it marks independent confirmation of a position the company has been building toward: Flownote™ as the platform setting the standard for how digital negotiable instruments work in modern trade finance. 

The report also points to the practical impact of that positioning. Datos Insights found that Working Capital Notes™ accelerate liquidity release in global supply chain finance, delivering advance rates of 95% to 100% on approved invoices, compared with 70% to 85% for traditional invoice financing. 

"I am delighted that our technology has been recognised by Datos Insights as one of the 'Emerging Fintech Five' of specialised vendors solving distinct operational gaps. This recognition of our Flownote™ platform is proof that Working Capital Notes™️ can outperform legacy trade finance tools. In their Fintech Spotlight report, Datos Insights specifically note that Working Capital Notes™ accelerate liquidity release in global supply chain finance, reporting 95% to 100% advance rates on approved invoices compared with 70% to 85% for traditional invoice financing. A win for buyers, suppliers, and investors alike." -  Dominic Broom, CEO, ETR Digital 

Why This Matters 

Independent recognition from Datos Insights, a research and advisory firm serving the banking, insurance, securities and payments industries, adds external validation to what ETR Digital has been demonstrating to the market: that digitally native Working Capital Notes™️ can outperform legacy trade finance tools on the metrics that matter most to treasury teams.