Generate Value
Help you get more value from your invoice data so you can free up cash more efficiently
ETR Digital
© ETR Digital 2026
167-169 Great Portland Street, London W1W 5PF, EnglandETR Digital
© ETR Digital 2026
167-169 Great Portland Street, London W1W 5PF, EnglandThe good news for businesses is that Working Capital Notes™ are becoming the preferred method for banks and financial institutions because they offer greater certainty and can be transferred and enforced more easily. Due to the independent nature of WCN, investors can advance a greater amount of invoice value than under normal working capital finance arrangements.
We are building financial infrastructure that is more efficient, more transparent, and more accessible than anything the trade finance market has known before.
Help you get more value from your invoice data so you can free up cash more efficiently
Enable you to create strong transferable finance instruments that give you access to a wider range of working capital solutions
Provide you with greater flexibility over your working capital so you can grow with confidence
WINS FOR TREASURY
Buyers & suppliers
Talk to us today, and we can run through a worked example of how Working Capital Notes can improve your cash position .
Former Global Head of Trade Finance at BNY Mellon, board member of the Chartered Institute of Export & International Trade, former member of the International Chamber of Commerce Banking Exco.
Former MD at CMC Markets, Head of Application Builds at Arqit, Advisor to Cobrief
Former Head of Transaction Banking Solutions at Lloyds, ICC Digital Task Force member, Partner at T3i
ETR Digital Ltd is not authorised by the Financial Conduct Authority and does not provide regulated financial advice or arrange specific financing arrangements. Any introductions to third-party funders are made on a non-advisory basis only.
Working Capital Notes™ can be used to access new capital pools that are not available using traditional working capital methods.
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It is hard to believe that a small flip from paper to digital could have such a profound impact on the bottom line of Corporates and Financial Institutions.
Digitalisation improves liquidity by enabling companies to extend payables while allowing suppliers to access early payment at a discount. This has an immediate positive impact on their cash conversion cycle and, more importantly, their bottom line. Yet it is astonishingly simple….
Corporate treasury teams are rapidly recognising the flexibility, scalability, and efficiency of ETR Working Capital Notes TM service compared to traditional SCF solutions, helping businesses manage borrowing costs and expand financing across the supply chain.
By using ETR Digital’s easy-to-adapt WCN service, Corporates can benefit from a reduction in transaction costs of up to 80%, streamlined processes, and increased participation from Financial Institutions, who see the benefits of having an instrument that is negotiable and where the financing risk is linked solely to the issuer.
Additionally, ETR Digital aligns with evolving regulatory frameworks and supports sustainability goals by cutting paper usage. The inherent auditability of WCNs and their enhanced security also reduces fraud risks and borrowing costs.
Businesses utilising ETR Digital’s services achieve lower costs, enhanced security, and better access to liquidity, making WCNs a vital tool for the future of global trade and supply chain resilience, and a key differentiator in bottom line contribution.
