For Suppliers
- Assured settlement of full invoice value
- Access working capital case by case
- Reduced funding costs
- Open up new funding sources
© 2026 ETR Digital Ltd.
Digitising global trade with Working Capital Notes™
Negotiable instruments have broad commercial application and facilitate access to deep pools of available liquidity, lowering costs. In digital form they allow businesses to manage their working capital cycles more efficiently.
Digital negotiable instruments in the form of Working Capital Notes™ (WCNs) help forward- thinking businesses to improve their cash flow without disrupting existing terms of trade.
Digital processes are already the norm in most other business functions. ETR Digital is focused on helping businesses to improve their working capital and financial KPIs whilst delivering benefits for all stakeholders in the finance cycle.
The shift to trade digitalisation has been given a boost by the announcement that the UK and 90 other countries have finalised the E-Commerce Joint Initiative at the World Trade Organization (WTO). This will help remove barriers and help businesses seize the opportunities of digitised global commerce, which is estimated by the OECD to be worth around £4 trillion and growing.