Suppliers
- Assured settlement of full invoice value
- Access working capital case by case
- Reduced funding costs
- Opens up new funding sources
Move at the speed of trade with digital notes
Working Capital Notes™ (WCNs) are globally recognised negotiable instruments that enable businesses to manage payables and receivables more efficiently. They are a modern digital version of Bills of Exchange and Promissory Notes. In digital form, they are highly secure instruments that free up cash trapped in working capital cycles, without disrupting existing trade terms. Built on strong legal foundations and digital signing technology, ETR Digital's WCNs make it easy to issue, accept, transfer, discount, and settle payment obligations in a fully digital workflow.
ETR Digital removes the friction inherent in classical working capital finance solutions and unlocks the last 15-30% of cash stuck in every B2B invoice, giving businesses, banks, and suppliers a faster, fairer way to manage liquidity.
Enable buyers to ensure suppliers are paid within mandated timeframes while benefiting from payment terms that meet their own business cycle.
Allow suppliers to offer extended payment terms to buyers with no negative impact on their own net working capital.
Platform-agnostic and deployable via simple API integration into existing treasury and ERP workflows.
Hear how some of the top companies are using Working Capital Notes™
Talk to the team behind Working Capital Notes™ and see how WCNs fit your treasury workflow.
