Choose your exposures
Select transactions that fit your institution’s lending strategy and credit requirements
ETR Digital
© ETR Digital 2026
167-169 Great Portland Street, London W1W 5PF, EnglandETR Digital
© ETR Digital 2026
167-169 Great Portland Street, London W1W 5PF, EnglandWorking Capital Notes give banks and non-bank lenders access to transparent, short-duration assets across buyer and supplier financing
Support clients with a structured, repeatable digital working capital product delivered through Flownote
Reach SMEs, mid-market firms and large corporates through Working Capital Notes, with exposures you can choose by counterparty, sector, geography or tenor
Select transactions that fit your institution’s lending strategy and credit requirements
Engage with financing opportunities across multiple buyers and suppliers
Move from allocation to digital instrument, transfer and settlement with one audit trail
Clearly documented payment obligations and a digital audit trail support your institution’s review and financing process
Review the counterparty, tenor and underlying trade against your own lending criteria
Set the amount, pricing and terms directly with the parties to the transaction
Receive the Working Capital Note through a controlled digital transfer on Flownote
Follow the note’s ownership, transfers and settlement through its digital audit trail
Explore how digital negotiable instruments can support your clients and lending strategy