A real time game changer
It is hard to believe that a small flip from paper to digital could have such a profound impact on the bottom line of Corporates and Financial Institutions.
Corporate treasury teams are rapidly recognising the flexibility, scalability, and efficiency of ETR Digital’s Digital Negotiable Instrument (DNI) service compared to traditional SCF solutions, helping businesses manage borrowing costs and expand financing across the supply chain.
By using ETR Digital’s easy to adopt DNI service, Corporates can benefit from a reduction in transaction costs of up to 80%, streamlined processes, and increased participation from Financial Institutions, who see the benefits of having an instrument that is negotiable and where the financing risk is linked solely to the issuer.
Additionally, ETR Digital aligns with evolving regulatory frameworks and supports sustainability goals by cutting paper usage. The inherent auditability of DNIs and their enhanced security also reduces fraud risks and borrowing costs.
Businesses utilising ETR Digital’s services achieve lower costs, enhanced security, and better access to liquidity, making DNIs a vital tool for the future of global trade and supply chain resilience, and a key differentiator in bottom line contribution.
Who we are
Drawing on over 150 years of trade and financial services experience
We founded ETR Digital for one simple reason; together we developed a better way to enable Corporates and Financial Institutions to extract value from Digital Negotiable Instruments.
The growing recognition of the benefits of digitalisation has opened up a completely new way for Corporates to improve their working capital and financial performance whilst delivering benefits for all stakeholders involved in these transactions.

Dominic Broom
(Chief Executive Officer)
Former Global Head of Trade Finance at BNY Mellon, board member of the Chartered Institute of Export & International Trade, former member of the International Chamber of Commerce Banking Exco.

Roger Hynes
(Chief Operating Officer)
Former MD at CMC Markets, Head of Application Builds at Arqit, Advisor to Cobrief

Wayne Mills
(Chief Product Officer)
Former Head of Transaction Banking Solutions at Lloyds, ICC Digital Task Force member, Partner at T3i

Toby Schumacher
(Chief Legal Officer)
Barrister, Founder of SymmetriQ digital asset security, NED